Spotlight Rates

*APR as low as:

  • Vehicle Loan - 3.85%Apply
  • Home Equity Loan - 5.00%Apply
  • MasterCard Platinum - 9.90%Apply

Phone: 281.471.1782Toll Free: 800.868.6939PAL 24/7: 281.470.8925

  • Rates
  • Loan Rates
New & Used Autos, Motorcycles, Boats, Watercraft, Recreational Vehicles, Farm/Agriculture Equipment
Note: 0.25% discount with auto pay for following rates
24 Months 3.85% ** - 14.60%
25 - 72 Months 4.95% - 16.10%
73 - 120 Months 6.45% - 9.60%

 

Line of Credit
Rates 10.40% - 12.40%

 

Unsecured Loan
Note: 0.25% discount with auto pay for following rates
Rates 9.90% - 17.90%

 

Credit Cards
MasterCard Platinum 9.90%
MasterCard / VISA Gold 11.90%
MasterCard / VISA Classic 13.90%
Special: 1% Monthly rebate on all credit card purchases!

 

Stock Secured (50% of Value)
36 Months 6.75%

 

Share Secured
60 Months 3% above Dividend

 

Share Certificates
Term of Certificate 3% above Interest

 

First Mortgage
15 Years rates change frequently
20 Years please call 281-471-1782

 

Home Equity
37 - 60 Months 1st Lien: 5.000% | 2nd Lien: 5.500%
61 - 84 Months 1st Lien: 5.250% | 2nd Lien: 5.750%
85 - 120 Months 1st Lien: 5.500% | 2nd Lien: 6.000%
121 - 180 Months 1st Lien: 5.750% | 2nd Lien: 6.250%
181 - 240 Months 1st Lien: 6.000% | 2nd Lien: n/a

 

Home Improvement (80% LTV)
36 Months 6.750%
60 Months 6.990%
84 Months 7.375%
120 Months 8.125%

 

Unimproved Property (80% LTV)
60 Months 7.500%
120 Months 8.000%
144 Months 8.250%

0.25% off for Circle of Protection (GAP, MMP and Credit Life/Disability)

** THERE ARE NO OTHER DISCOUNTS AVAILABLE WITH THIS RATE

All Rates & Terms are subject to change without notice.

Rates quoted as of 8/1/2008.



Have a question? Contact us, we're here to help.

Don't hesitate to contact us online, give us a call at 281.471.1782 / toll-free 1.800.868.6939 or stop by one of our branch locations for more information.